Wednesday, May 22, 2013

Will I make it?

This guest post from Lewis Beck

Thinking about whether or not I’m going to be able to pay my bills each month is really getting me down. Not to sound like a total buzzkill but I just worry that I’ll never be able to get ahead and start putting money away like I know I should be. I think when my hours got cut I was excited at first – it was nice to have more free time and I was really burned out at my job. But now that it’s been a few weeks I’m starting feel the strain on my wallet and I’ve been taking money out of my savings to cover my expenses which doesn’t work long term for me. I love my house and I don’t want to have to sell it so I’ve started thinking of ways I could cut back around here. For example, I went to the other day and was looking into getting my energy rates down and then I talked to my Realtor about possibly renting out the basement to a tenant. I know that sounds crazy but at the same time it would really help to have another thousand bucks coming in, you know? I think it’s doable but at the same time I hate to imagine giving up the freedom I’ve had living here alone for so long. That’s why I bought a house in the first place! My mom is encouraging me to take on some side projects – I’m in construction – and that’s definitely something that’s crossed my mind. I don’t want to worry her but I don’t really have a lot of time…she doesn’t really know how tight things have gotten in the money department. I know if I had to I could turn to my parents for a loan but that’s the absolute last option, I think, that I’d like to resort to. I love being on my own and totally independent and that would be a step in the wrong direction.


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